THE QUESTION OF THE WEEK IS...

"Larry and I were playing golf last week. I had a sleeve of 3 balls in my bag. That should have been more enough. But it is fall, and leaves can hide a golf ball even in the Fairway. I lost a “fairway"" ball to the leaves on holes number 4 and 11. I legitimately lost a ball in the creek on 16. At that point, having just lost my last ball, I turned to Larry and asked to borrow a ball to finish the round. Larry said, “sure, but instead of a 3 stroke penalty, one stroke penalty on each hole for using a borrowed ball (hole's 16, 17, and 18), I will only assess you one stroke for the remaining 3 holes. Was Larry correct? What is the correct ruling?"